Kysela Household — Financial Health

HSBC Advance · Santander 123 · 2× Amex BA ·

Monthly cash flow (excluding pass-throughs)

Pass-throughs (inheritance reinvested, internal transfers, school fees from separate savings, bill-splits with friends) are excluded so you see the underlying earn-and-spend pattern. Periods marked (partial) have data only up to the most recent statement close, so don't compare them like-for-like.

Spending breakdown —

Spending by category —

Category drill-down

Click a category in the chart or the table.

CategoryTotal# txns

Spending by subcategory, per month

Actual amount spent on each subcategory in each statement month. No averaging — an annual charge shows as a single spike in the month it lands, so it can't distort a monthly figure. Columns marked * are partial (statement not yet closed). Click a column header to sort by that month.

Date Account Category Description Amount

Pattern rules

Each rule reclassifies every transaction whose type + description matches the regex. Order matters — rules higher in the list win when multiple patterns could match.

# Pattern Category → subcategory Flags Matches

Per-transaction overrides

Specific transactions you've reclassified individually (overrides any pattern rule).

Date Account Description Category → subcategory Flags